Feminism In Film Essays

Women's liberation In Film Essays Women's liberation In Film Essay Women's liberation In Film Essay Educator Parallel April 11, 2013 Feminism: Female Protagonists Against Moral and Social Crime In our general public today, there are a wide range of sorts of violations being perpetrated regular. These wrongdoings go in seriousness and type. There are glaring violations, for example, murder or thievery, yet there are likewise progressively inconspicuous wrongdoings, for example, good or social violations. Good or social violations are ones that conflict with usually acknowledged good or social codes. A few instances of these violations are bigotry, substance misuse, or oppression a gathering dependent on a comparable quality. One significant kinds of coordination that we have found in our general public is sexual orientation segregation, for the most part against ladies. This kind of separation started a marvels called women's liberation. Woman's rights advances sexual orientation equity and battles for womens rights in all parts of society. Today, we can see women's liberation surrounding us from ladies in the workforce to writing and film. Three movies that unequivocally bolster sexual orientation equity and star woman's rights are The Girl with the Dragon Tattoo, the Alien film arrangement (Alien, Aliens, Alien 3, and Alien Resurrection), and Legally Blonde. : One part of these movies that makes sew so fascinating is the way that they are so extraordinary and they can pass on numerous parts of woman's rights. The movie The Girl with the Dragon Tattoo was discharged in 2011 and coordinated by David Finches. This film depended on the novel The Girl with the Dragon Tattoo by Sties Larsson and it is the second film reception made; the primary was a Swedish variant discharged in 2009. The first Swedish title of this novel was Mâ ¤n Some Hater Skiving, which means Men Who Hate Women. This title was initially picked in such a case that summarizes the sexist violations in the book. The 2011 film centers around an English Journalist Mikhail Biologist (played by Daniel Craig) and his PC hacking female partner Elisabeth Slander (played by Rooney Mar). Together, this team is examination the whereabouts of a young lady who disappeared forty years earlier. In spite of the fact that the core of this story is about the examination of the missing young lady, many will in general spotlight more on the violations that are submitted against the main female character. She has been condemned to state lawful guardianship due to being determined to have mental ineptitude. This implies the state doesn't accept she can take are of herself, so they have allocated somebody to deal with her funds and most parts of her life. The court has set her under the management off legal advisor, Nils Bujumbura. This by itself is an ethical wrongdoing against Elisabeth on the grounds that they are putting the control over her in the hands if a man. This man continues to coerce her into giving him sexual favors as an end-result of access to her accounts. Elisabeth is self-satisfied initially in light of the fact that Bujumbura isn't driving her to have vaginal sex however he in the long run approaches her for additional. When Elisabeth declines his off, he continues to fiercely has been submitted against her. She continues to assault him at their next gathering, assault his with a dildo in a similar way he assaulted her, and for all time tattoos l am an attacker pig over his chest and stomach. When she is done, she illuminates his that she shot him exploiting her and she extorts him into giving her full control of her accounts and life. This is the fundamental wrongdoing against ladies since Bujumbura is manhandling his capacity, exploiting her and overlooking her desires. Elisabeth response to this is to take her capacity back. Coxcomb perceive this? I had it with me last time I set it here, recollect? What's more, this snap, you see it? It is anything but a snap, its a wide point fiber optics focal point. I thought it was goanna be another sensual caress, which is sufficiently sickening. Be that as it may, I misconstrued Just how debilitated you are. OK, heres whats going to occur. Focus. Take a ga nder at me. When you can sit once more, which could be some time, I concede. Would go to my bank and reveal to them that only i approach my cash. Gesture. After that you will never get in touch with me again. Every month you will set up a report of a gathering we will never have. In it you will portray how well Im doing, how friendly Im turning out to be. At that point, you will haggle with the court to have my speeding up if ineptitude lifted. In the event that you fall flat, this video will spread over the web like an infection. Gesture (Finches, The Girl with the Dragon Tattoo). This statement speaks to primary case of women's liberation in this film. As expressed previously, Elisabeth response is to assault Bujumbura and coerce him. This shows the female ascending and demonstrating the man that they are equivalent. She fights back by rewarding him the specific way he rewarded her. She is giving him that she claims her own life and he doesn't have control over her Just in light of the fact that he is a man. Elisabeth isn't the cliché female hero that many hope to find in a film or a novel. She is demonstrated to be manly and cruel both in her appearance and character. In spite of the fact that Elisabeth isn't the cliché female hero, she is near what one may expect for a cliché women's activist. Her entire persona is the thing that adds to her being a women's activist from her profoundly manly appearance to her dont play with me character. She is appeared with numerous tattoos, loads of piercing, short hair, and calmly dressed. She isn't a maid in trouble, or a lady who needs a man to ensure her. She is an autonomous lady who can deal with her own undertakings. Elisabeth is likewise not a lady who adheres to the norms of a female in regular society. This adds to her master women's activist philosophy since she OK with herself and she is a lady situated in her own definition, not societys. The following gathering films that depict women's activist thoughts are the arrangement of Alien motion pictures. The primary movie, Alien, was coordinated by Riddled Scott and it was discharged in 1979. The subsequent movie, Aliens, was coordinated by James Cameron and it was discharged in 1986. The third movie, Alien 3, was coordinated by David Finches and it was discharged in 1992. Ultimately, the fourth movie, Alien Resurrection, was coordinated by Jean-Pierre Jennet and was discharged in 1997. Albeit every one of the four movies were coordinated by various individuals, they all offer the regular subject of women's liberation in a fundamentally the same as way. Each of the four motion pictures are sci-fi blood and gore movies and they follow a similar plot line and back-story. The essential plot line for every one of the four motion pictures centers around the primary character Ellen Ripley (played by Sojourner Weaver) and her connections with an outsider race, the Xenomorphic. This outsider race is exceptionally savage and their solitary objective in life is to keep their race alive and developing. The most society, which implies they just have one sovereign whose objective is to manage the general public and the rest battle to ensure her. To imitate, the face-huggers must embed a living host with her hatchlings. When embedded inside the living host, the hatchlings will develop and afterward rip out off the ends chest. The primary principle way that this film arrangement is women's activist in nature if the turn it puts on customary sexual orientation rolls and sex generalizations. In a customary sexual orientation job, the male is the person who is bold, defensive, solid, and makes all the difference. Then again, the female is the person who is uninvolved, minded, vulnerable, and is reliant on the male for endurance. This film plays those jobs and somewhat switches them. The principle character who can crush the outsiders is a lady, Ripley. So also to Elisabeth from The Girl with the Dragon Tattoo, Ripley isn't the cliché young lady female hero. Ripley is constantly appeared as being daring, bold, and manly. One principle explanation behind the manliness of Ripples character is on the grounds that her job was initially composed as a male character. The chief decided to cast a female last minute. When they cast Sojourner Weaver, they rolled out not many improvements to the content or bearing. Ripley is additionally an intriguing and professional women's activist hero since she isn't engaged with a man and there is no sentiment in the plot. This shows she is a free lady who can blossom with her own. Ripley, however, isn't spared through the intercessions of a male legend: she spares herself (Tory). Ripley is a character who can create and make due without the assistance off male partner. This shows Ripley is an autonomous lady who needn't bother with assistance to succeed. Through the movement of each film, Ripples character turns out to be increasingly manly and free however she never looses her womanliness. For instance, in Aliens, the group finds a little youngster named Newt who has had the option to get by all alone. Ripley continues to encourage Newt and secure her in an extremely maternal manner. Newt turns out to be incredibly appended to Ripley and even beginnings alluding to her as Mommy. Rather than Ripley, there are male characters, for example, Dallas who are dependent on the female character and can't secure themselves. Huge numbers of the guys in these movies are appeared as quitters and vulnerable. In the main film Alien, a male character is the one in particular who is impregnated by the outsiders and passes on subsequently. This is an extremely intriguing cliché job inversion on the grounds that Kane, a male character, is the one being assaulted, impregnated and conceiving an offspring. Kane has been impregnated by the face-hugger and he at that point stirs with no memory of the occasion. This is fundamentally the same as ladies being assaulted and not recollecting the occasion since they were medicated with Roping or Speculation, the two most normal date assault drugs. Kane brings forth an outsider known as a chest-buster, which is the most realistic scene in the whole film. Kane is demonstrated to be in agonizing agony while the phallic-formed outsider embryo liberates itself from the bounds of his chest. This likewise reflects the extraordinary arrangement of torment ladies feel during the birthing procedure. The Alien film arrangement has been soaked in sexual orientation, assault and woman's rights since the idea was first imagined. The visual ideas were adjusted from the

Banking and Finance Law free essay sample

Shared service holders, case: Arden v Bank of New South Wales (1956) VLR 569 Combination of record, the bank’s option to join accounts is dependant on the records being the equivalent or intently comparative. The option to join accounts without express understanding: accounts must be held by client in a similar limit, must not be an understanding or course of managing the client which has invalidated the bank’s option to consolidate accounts, customer’s obligation more likely than not been brought about to the bank as an investor and not according to different business carried on by the bank eg travel business. The fundamental instance of this standard is: Garnett v McKewan 1872. Knowing Receipt: Case: Thomson v Clydesdale Bank Ltd (1893) AC 282 APPLICATION Fantastic Landscapes is a client of the Red Bank since it has accounts in this bank which are overdraft account with has an acquiring cutoff of $100000 acknowledged by Red Bank and another record has $20000 (Account No 2) Applying to the substance of the contact, Fantastic Landscapes has consented to an arrangement structure that is an express terms made between Red Bank and Fantastic Landscapes. We will compose a custom article test on Banking and Finance Law or then again any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page The general terms and conditions incorporated the accompanying proviso: endless supply of every month to month overdraft account proclamation, the record holder will peruse the announcement and inform the bank of any blunders contained in the announcement inside 15 days. Inability to tell the bank of any blunders inside that time will be treated as a break of agreement by the record holder qualifying the bank for its cures at law. Applying to the bank’s obligation of classification, the Red Bank recorded exchanges among it and its client (Fantastic Landscapes) and answered to its client at regular intervals as written in the general term. Be that as it may, Red Bank didn't finish its obligation to address legitimate order in light of the fact that the checks drawn by Minnie (one of the chief of Fantastic Landscapes) inside a time of 3 months are abnormal drawn on Fantastic Landscapes’ overdraft account. When as indicated by shared service holders, Ben really is a blameless shared service holder, so he has a privilege to sue the Red Bank for the penetrate of agreement. In any case, applying to the obligation of client in segment obligation to arrange business, following cases: Lewes Sanitary Steam Laundry Co Ltd v Barclay Co Ltd (1906) 95 LT 444; and (6. 1) National Bank of New Zealand Ltd v Walpole and Patterson Ltd (1975) 2NZLR 7. The Red bank has a flat out preferred position for this situation due to the express term written in the agreement Another chief of Fantastic Landscapes, Ben has bombed when sue Red Bank to recredit account which Minnie has taken in light of the fact that he didn't check overdraft ac count during 3 months, and in the agreement with Red Bank has requested that he peruse and tell the bank of any blunders contained in the announcement inside 15 days. In this manner, Ben or Fantastic Landscapes couldn't guarantee back $50000. When apply to mix of record, the Fantastic Landscapes has won in this claim. The Red Bank has joined overdraft record and Account No 2 with no notification since they hear that this organization has simply part a huge arranging contract and not working any more. In addition, Red Bank has concurred Fantastic Landscapes to obtain most extreme $100000, so they can not join account with no notification to this organization despite the fact that its overdraft account has reached to $100000. Thusly, Red Bank needs to take care of $10000 punishment charge for Fantastic Landscapes to the account organization. As per obligation of the broker, the BLB (Big Lender Bank) doesn't have any obligation to Fantastic Landscapes in light of the fact that for this situation, its client Minnie simply is its customer. In this way, BLB don't have any obligation to her organization in spite of the fact that she is an executive in that organization and she has submitted extortion. In addition, BLB couldn't care less about how Minnie took care of her obligation on the grounds that Minnie didn't pull back cash in the trust account. Likewise, as per Thomson v Clydesdale Bank Ltd (1893) AC 282. BLB doesn't have to think about its client detail especially. Henceforth, the odds for Fantastic Landscapes win for this situation in not to high than the body of evidence it won before when against Red Bank to recover $10000 punishment expense for account organization. All in all, the Fantastic Landscapes has won for the situation against Red Bank for pay for $10000 punishment charge when they applied their case to mix of record. They won since Red Bank has submitted the standard when consolidate two records with no notification to its client. Then again, in spite of the fact that the primary shortcoming have a place with Minnie, the Fantastic Landscapes has bombed for the situation to recredit, its record when apply express term among it and the Red Bank. All things considered, the BLB don't have any obligation to Fantastic Landscapes for remuneration since when apply realizing receipt rule by means of Thomson case.

Angel And Tess :: essays research papers

Blessed messenger and Tess: A Romance Fit For the Books?      Romeo and Juliet, Antony and Cleopatra, Napolean and Josephine. All through society's whole presence, we have known inherently that these couples have a place together, but then destiny mediated to bargain their relationship a heartbreaking blow. However perusers persevere on survey these couples as the most enthusiastic everything being equal. What makes them so interesting? What makes them so perfect? What makes everybody consider them to be half of an entire rather than two? These couples demonstrated to society that they had a place together, regardless of what conditions they confronted . They had True Love, the uncommon blessing that makes a relationship last, in the midst of external disturbance. In the novel, Tess of the D'Ubervilles, by Thomas Hardy, another scholarly couple is depicted. Tess Durbeyfield and Angel Clare have all the earmarks of being in such a powerful love. The crowd accepts that they could have a glad coexi stence as a brought together couple, at the same time, here as well, destiny intercedes and Tess is killed. In any case, the inquiry stays in perusers' brains: Would Tess and Angel’s relationship arrived at the degree of flawlessness in these models had Tess stayed alive? Would their relationship have been fruitful? There are a few factors that can characterize an effective relationship. All together for a relationship to be beneficial, the relationship must have common love, regard, and trust, described by comparative foundations, agreeable characters , and similarity. Tess and Angel’s love couldn't have made due for long, on the grounds that they didn't have these things. Their disparities made it unreasonably hard for them to be good for long. They had various pasts, various characters, and various objectives and goals that forestalled genuine romance.      Tess Durbeyfield has a troublesome past, and it impacts who she grows up to be; her past is consistently a piece of her, an interminable learning experience. Despite the fact that she goes through certain years from home, Tess' character is still impacted by her modest beginnings, making it unimaginable for Angel to completely get her, since his own youth was moderately simple contrasted with Tess's. Tess bears the vast majority of the weight in her family. The obligation of the family's government assistance is exclusively on Tess' shoulders. Her folks, juvenile and unfeasible, accidentally constrain her to think about the family. Her mom even says, "The woman must be our connection, and my projick is to send Tess to guarantee kin." (21) Joan Durbeyfield needs to take the path of least resistance and acquire the D'Uberville fortune.

A Guide to Conjugating the French Amener (to Bring, Take)

A Guide to Conjugating the French Amener (to Bring, Take) When learning French, you will regularly need to utilize the verbâ amenerâ which intends to take or to bring. This is utilized with regards to take the pooch to the recreation center or something comparative. This is a generally simple French exercise to follow and great practice for conjugating a stem-evolving action word. The most effective method to Conjugate the French Verb Amener To conjugate an action word intends to adjust it to coordinate the subject pronoun you are talking about. We do something very similar in English, however the conjugations are regularly straightforward, for example, utilizing takes rather than take. Every action word structure forâ amenerâ is somewhat unique relying upon subject. Pronouns like I, you, he, or we each have their own interpretation in French j, tu, il, nous, and so on. Its additionally imperative to know thatâ amenerâ is aâ stem-evolving action word. This implies conjugatingâ the action word utilizes indistinguishable endings from ordinary - er action words. That makes this a simple conjugation. Study this outline to figure out how to conjugate this action word in French. It discloses to you which structure to use with each subject and in each tense. For model, to state I bring, you will say jamã ¨ne. To state we will bring, you will say nousâ amã ¨nerez. Subject Present Future Flawed j' amã ¨ne amã ¨nerai amenais tu amã ¨nes amã ¨neras amenais il amã ¨ne amã ¨nera amenait nous amenons amã ¨nerons amenions vous amenez amã ¨nerez ameniez ils amã ¨nent amã ¨neront amenaient Amener and the Present Participle Theâ present participleâ ofâ amenerâ isâ amenant. The - subterranean insect finishing is like the - ing we use in English, which makes the action word mean bringing or taking. This action word structure is very creative as it can likewise be a descriptor, ing word, or even a thing in the correct setting. Amenerâ in the Past Tense Passã © compos㠩â is the most widely recognized type of past tense in the French language. At the point when you need to state that you brought or took something, you should include the appropriateâ auxiliary action word. On account of amener, that isâ avoir. Were not exactly done, however, in light of the fact that you will likewise require theâ past participleâ of the action word to finish the expression. For amener, that is simplyâ amenã ©. That is utilized regardless of the subject pronoun. Since we know all the pieces for the past tense, lets put it to utilize. To state I got French, you will say jaiâ amenã ©. In this case,â aiâ is the conjugate for that aiding or helper verb,â avoir. More Conjugations of Amener Those are the straightforward conjugations ofâ amenerâ and ones that you will utilize frequently. There are different types of this action word that you might possibly require, however its great to know about them. The subjunctive alludes to an action word state of mind communicating that something is dubious. The restrictive is another action word state of mind that is utilized when the activity may occur under specific conditions. The pass㠩â simple and flawed subjunctive structures are utilized in formal composition. Except if youre figuring out how to compose appropriately in French, its not likely that you will utilize them. Subject Subjunctive Restrictive Passã © Simple Blemished Subjunctive j' amã ¨ne amã ¨nerais amenai amenasse tu amã ¨nes amã ¨nerais amenas amenasses il amã ¨ne amã ¨nerait amena amenã ¢t nous amenions amã ¨nerions amenã ¢mes amenassions vous ameniez amã ¨neriez amenã ¢tes amenassiez ils amã ¨nent amã ¨neraient amenã ¨rent amenassent Heres where things can get somewhat befuddling when conjugating French action words. The basic structure is another action word disposition used to ask for, give, or make a solicitation. The essential distinction here is that you won't utilize the subject pronoun. Rather, you just utilize the basic action word structure. For instance, rather than saying tuâ amã ¨ne you can essentially say amã ¨ne. Basic (tu) amã ¨ne (nous) amenons (vous) amenez Different Verbs Meaning To Take In English, we utilize the word take in numerous specific situations. There is no single to take word in French. As with numerous dialects, French uses a couple of action words to show the various implications of to take.â Whereâ amenerâ is increasingly prefer to bring,â accepterâ means to acknowledge. The action word for really taking something isâ prendre. Its a smart thought to concentrate these immediately so you realize when to utilize each.

Losing Weight the Correct Way Essay example -- Health Exercise Weight

Getting in shape the Correct Way Despite the fact that numerous Americans are in the eating routine and weight reduction fever, the populace in general is as yet thought to be overweight (Lemonick). This might be because of numerous elements, for example, absence of sustenance in food and having an indolent way of life. Likewise, as individuals seek after different interests, for example, vocations and family life, they disregard keeping themselves solid and fit. To keep up wellbeing and life expectancy, one must exercise, eat reasonably, and eat nourishments that have healthy benefit. On the off chance that one follows this arrangement, one can effectively shed pounds and be solid.      Exercise and having a functioning way of life is a significant part to keep up so as to get more fit. A few people may feel that on the off chance that they avoid a couple of dinners daily and cut down on tidbits, that they will shed pounds without working out. Be that as it may, this is a mistaken presumption. To get in shape in a way that doesn’t harm one’s body, one needs to make time to work out. Skipping breakfast and disregarding when your body reveals to you it needs vitality from food isn't the best approach to securely get more fit. At the point when one activities, he gradually consumes off fat, which enables the body to work easily and adequately. However, these days, individuals don’t have the opportunity to go to the rec center or take heart stimulating exercise classes, basically using the stairwell rather than the lift is a method of keeping oneself dynamic and can have a tremendous effect in one’s wellbeing.      People must figure out how to eat respectably to adequately get thinner. It appears as though as the American popu...

Literature Review Of Graduacting Project Finance Essay - Free Essay Example

The purpose of this literature review is to understand how the operational risks are managed, prevented and how much it cost by non-managing and managing it for financial establishment. To study the operational risk management of banks and the impact of the non-management of operational risks for a French financial sector, our research will particularly focuses under the certain financial regulation like Basel III and scientific articles about the management of operational risks. It will permit to have a clear idea of the positions of those companies about it. Firstly, we are going to have an overview of risks in general then operational risks for different types of business companies to then evolve on worldwide regulation towards the latest one Basel III. The literature review is going to be based on scientific reviews and the Bank for International Settlement reports for studying position of regulators and banks about operational risks. To better know of what the top ic is all about, it is compulsory to explain how are define the risks for Basel committee and then go further with the operational risks. The BIS (Bank for International Settlement) has created in 1974 the Basel Committee on Banking Supervision (BCBS) in Basel in Switzerland. The aim is to create a worldwide banking regulation by publishing a set of minimum capital requirements for banks however the Committee cannot obliged countries to follow those rules. The representatives members are from central banks and regulatory authorities mainly from leader countries i.e. G 20 countries and they use to meet 4 times per year. It has been created because of the systemic impact of the bankruptcy of Herstatt Bank in Germany. Basel I in 1988 focused on the capital measurement system with the COOKE ratio where 8% of a credit has to be financed by bank equity. Then Basel II in 2004 has as goal to create an international standard for banking regulators to control how much capital banks need to put aside to guard against the types of financial and operational risks banks (and the whole economy) thanks to the Mac Donough ratio. For Jayamaha (2005), Basel II needs a separation between the capital allocations for operational risk. This ratio does not only take into account the credit risk but also the operational risk and the market risk (cf bcbs 196). In response to crises and the bankruptcy of Lehman Brothers, banks have from 2013 to 2018 to implement the new rules adopted of Basel III. For Basel committee (bcbs 222), the risk management will be part of the politic of banks and that decisions in terms of risk coverage, analysis and interpretation, scalability and comparability across group institutions will have be take to as a priority i.e. A bank should determine risk reporting requirements to best suit its own business models and risk profiles. For example, an aggregated risk report should include, but not be limited to, the following information: capital adequacy, r egulatory capital, capital and liquidity ratio projections, credit risk, market risk, operational risk, liquidity risk, stress testing results, inter- and intra-risk concentrations, and funding positions and plans As the regulation advice, managing all the risks (specific, systemic, liquidity, counterparty, interest rate, FOREX, operationalÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦) are the most important to not lose money for companies. This interrogation is very important for the financial sector because it is one of the main reasons where most of the problems come from leading a loss of money and then clients. Almost all of the banks and big brokers have a risk management department but it is still quite new in this sector. In this regard, the BIS took into account numerous factors that have an influence over the value change: volatility, credit rating, correlation with risky assets, investors confidence (the flight to quality), and the liquidity of these assets (that is, the speed at which they can be traded without a loss of value). It has been found that these factors have a crucial impact on banks profitability and solvency, and that banks should have a tighter risk management policy regarding the counterparty risk (avoidance of exposure above 1% of the total balance sheet) and the quality of assets (they should not be pledged, nor collateralized). This study is a good start to analyze the Basel III ratio as it establishes the variables that have an influence over banks financial positions. Thus, operational risks began to be managed from Basel Agreement II in order to allocate an amount of equity. Before those companies was not managing those risks and realized that after scandals, frauds and crises that it was mandatory to take into account the operational risk in the management of the banks. This topic is actual because it has been highlighted thanks to the different crises, fraud and events that occurred this last 4 years. These events have showed t hat managing risk especially operating risks is essential from different point of views. Besides, operational risks are linked to people, to the management, the intra and inter-communication. A good management can avoid spending money for mistakes that you be averted and keep a good reputation. Thus it will go through a huge improvement for banks and huge development for brokers these next few years. Thereby this graduating project will be based on being efficient in case of operating problems and control at the maximum operational risks. First of all, an operational risk is defined for the Basel committee as the risk of loss resulting from inadequate or failed due to procedures, human factors and systems or from external causes. Legal risks are not included but strategic risks are (BCBS, 2003). Nonetheless, this definition evolved during the creation of Basel II because at the beginning the Basel committee didnt define it like that. However not everybody is agreed on this def inition, Vanini (2004) criticized it and Wild West Semantico defined it as any risk other than credit risk and market. To come back to Basel II agreement, it structured the operational risks in 7 types : internal and external frauds, employment relation and safety at work, customer, business and product relations, damage to physical assets, business disruption and system failures and execution of operations, deliveries and process which allow us to study on different cases regarding on what face more a broker. Jobst (2007) agrees on the definition below by splitting it in two categorizes : internal and external operational risk. He spilt internal risks in various risks as people risks by attributing loss exposure to the potential for failure of people from management failure, organizational structure or other human failures, which may be exacerbated by poor training, inadequate controls, poor staffing resources, or other factors, then the process risk, with the breakdown of esta blished processes, failure of following processes or inadequate process mapping within business lines and finally technology or system risk, which reflects the operational exposure to disruptions and outright system failure in both internal and outsourced operations. These risks are applicable in the course of regular business operations, such as breaches in internal controls and monitoring, internal and external fraud, legal claims or business disruptions and improper business practices but also goes more further by defining it as the risk of some adverse outcome resulting from acts undertaken (or neglected) in carrying out business activities, inadequate or failed internal processes and information systems, misconduct by people or from external events. This definition includes legal risk from the failure to comply with laws as well as prudent ethical standards and contractual obligations, but excludes strategic and reputational risk. On the side of external risk, Jobs (2007) expan d his point of view based on environmental factors, such as a new competitor that changes the business paradigm, a major political and regulatory regime change, unforeseen (natural) disasters, terrorism, vandalism, and other such factors that are outside the control of the firm. For Jarrow (2008), he defines the operational risks into two types which create loss processes. The first one is the risk of a loss due to the firms operating technology and the second one the risk of a loss due to agency costs. He argues that the current methodology for the determination of economic capital for operational risk is overstated. It is biased high because the computation omits the banks net present value (NPV) generating process. Although it is conceptually possible to estimate the operational risk processes parameters using only market prices, the non-observability of the firms value makes this an unlikely possibility, except in rare cases. Instead, we argue that data internal to the firm, in conjunction with standard hazard rate estimation procedures, provides a more fruitful alternative. So the assessment and the management of operational risks are different regarding activities in the financial sector ant countries. We also have to adapt the estimation of operational risks regarding the type of companies i.e. banks, credit establishment, brokers and also on the countries where the businesses are based Spain, France, England, China, India, United StatesÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦thats why we are going to do. Operations risks are linked to internal control and analysis of internal losses of companies. To take into account the percentage of those risks, a risk mapping has been done and imposed for and by banks. For Bon Michel (XXXX 71930056) This approach is part of an effort to streamline the complexity in an uncertain world with the crisis, we had the demonstration in the financial sector where figures mean everything and nothing at the same time. So this mapping risk was created to reassure managers, regulatorsÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦. But for Bon Michel (XXXX 71930056) can we really trust the results of the mapping? Taleb (2009) thinks that : Rationality itself could be an obstacle to the identification of a risk often characterized by the interdependence of causes because of the complexity. Operational risks, as we saw on Basel, are linked to people so that risk by nature is strongly linked to the human component (Power, 2005). It is then in a continuous process of interaction that the construction of intelligence risks can generate a change in the perception of risk by the same individuals and thus of their actions. Bon Michel But we also have to adapt the estimation of operational risks regarding the type of companies i.e. banks, credit establishment, brokers and also on the countries where the businesses are based Spain, France, England, China, India, United StatesÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦thats why we are goi ng to do. To begin with Hedge Funds, the definition of operational risks is slightly different. For (CAPCO 2005) it includes the operating environment of the fund i.e. middle and back office functions such as trade processing, accounting, administration, valuation and reporting. This combination of Multiple Risksspans these categories. The evidence of non managing risks has been highlighted especially for Hedge Funds From a survey  [1]  , it resulted that over 10 years (1996-2006) half of the hedge funds went to bankruptcy because of an insufficient control of operational risk only (43843882). For most of them, fraud is the main reason i.e. embezzlement or false valuations of capital. (43443142 dà ©ja rà ©f en bas) as the graph below shows (CAPCO 2005) : Figure 1: graphs showing the different types of risk failure and the detail of operational risks Breakdown of Fund Failures Attributed to Operational Risk Only by Operational Issue The opacity of the management of operational risk exist because those companies are not obliged to provide information to investors about the management process and risks linked to operational risks. Besides, Hedge funds have a specific structure, usually off shore companies trading on OTC (Over The Counter) in illiquid products market or by doing arbitrage so it result that operational risks are specific thus it is less easy to prevent it. Regulations tried to implement for each complex product a prospectus. However, all the operations risks cannot be mentioned on it and defined due to a lack of maturity of the industry and its opacity so these prospectus alert investors to be aware of the risks known. Risks related to the operational weaknesses of hedge funds significantly outweigh the levels of financial risk, which are usually the focus of the managers attention and investors concerns. If we assume that the universe of investable funds is 2,500, the failure rate can be estimated at 0.6%, which represents a very high probability of default in the context of funds of hedge funds that invest in 10 to 25 vehicles EDHEC Une meilleure prise en compte des risques opà ©rationnels sera nà ©cessaire pour retrouver la confiance des investisseurs notamment à   la suite des scandales rà ©cents SOL : managing operational risks working paper EDHEC Credit establishments have to follow Basel rules (BCBC, 2006) and regulations. For example, Power (2005) established that the operational risk assessment differs from traditional risks of the bank including the absence of known outstanding. It is diffuse, multifaceted and ambiguous. That is all the complexity of the assessment of operational risks. It is based on the probability of a risk occur. And the risks as we saw before are various so even more difficult to manage and prevent. Banks are split in different activities; traditionally it is composed of retail banking, corporate and investment banking. However, these last few years bank s developed a new service, the online banking specialized in stock exchange for individual investors. This was really an expectation from customers so most of the French banks have their own online brokers under a different brand name. They are doing advertising to bring the clients of the retail bank but also clients from others competitors. Those brokers had a huge development and didnt focus on risk management. Usually the Director of Operation also deals and solves the risks problems in these small entities. All the banks for traditional activities and others brokers in France or abroad particularly in the FOREX market have a risk management department because they understood it was primordial. Thereby we will focus more on what has been done and developed in those companies and how it has been treated on the research side. The operation risks are those that use the most of equities after credit risks. To solve the operating losses, three strategies have been implemented in t he banking system : the internal controls inside the department i.e. the back office and the management control the operations, the internal audit where a specialized department checks the operations to ensure that policies and procedures are followed and external audits where it is an external and independent institution who checks the financial statements and more. Those three actions permit to reduce operational risks and its cost. To focus on internal controls, for Arnold, Larsen, Hollinger, ODoherty, and Milne (2008), the problem of banks is that they dont care about it and are done by a spawned allegations of moral hazard and for Anna Chernobai, Philippe Jorion, and Fan Yu (2011) this is the consequences of a weak internal control environment so it makes loss an enormous amount of money. In the same article, they illustrate it by taking the example of the Trader Jerome Kerviel in Socià ©tà © Gà ©nà ©rale in 2008 that made a loss of $7.2 billion due to unauthorized tradi ng and that the management did nothing by letting him trade. However, for Alberto Balestra (2006), there is existing internal control procedures but because of a lack of compliance companies makes big losses. For the internal and external audit, the approach is quite different, the first one has to be permanent and the second one is usually periodic. The Basel committee defines what the banks have to do to manage its internal audit of its operational risk like create an operational risk management function responsible for codifying firm-level policies and procedures concerning operational risk management and risk-reporting system for operational risk; and for developing strategies to identify. And for the GCAP (group of Assistance to poor) the internal control is define by checking all the following points : The financial information and operating data are accurate and reliable, the policies and internal procedures are followed, the business risks of the institution are identifie d and minimized, resources are used efficiently and economically, the institutions objectives are being achieved and the external regulations are met. J. Cernes agreed to say that Internal audit sees his expanded role, including the control of new skills related to this development. Although for Balestra (2006), the operational risk manager can have difficulties to do it so it has to ask help from rely also on reengineers for this operational auditing. From the external point of view of an independent auditor, C. Cox (2008) director of the Securities and Exchange Commission (SEC) agreed that his agency failed to act for nearly a decade on credible allegations about Bernard Madoff, whose fraudulent internal controls allowed a Ponzi scheme that cost hedge fund investors as much as $50 billion The goal of these auditors is to check the financial statements, records, transactions, and transactions of a structure by an external party to express an opinion on the financial statements o f the IMF. However, Markus Leippold (2003) doubts on the notion of managing risk and more particularly on finding a reasonable notion of diversification but also on the evaluation and quantification of the benefits from altering value chains and work flow structures For George S. Oldfield and Anthony M. Santomero (1997) the level of effort focused on reducing these risks can be communicated to shareholders and cost-justified. To conclude, for Leippold and Vanini (2003), the operation risk occurs at low frequency but it has a high impact. Usually it comes from of human behaviors. In 2001, the Basel committee realized a survey on 89 international banks, a bank has been affected by an average of 528 instances of operational risks, mainly on retail banking, generating an average loss per unit average of 10 000 ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬. It follows a gross loss average of 90 million ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ per institution. For Jeffery Atik (2010) Not all risks can b e anticipated. Indeed, it is difficult to manage risks that cannot be imagined (those that are outside of experience) although experience teaches that unanticipated and unimagined events do occur in reference to those crises. So we can see the difficulties to understand and limit the impact of the operational risks. Lots of things have been done from the past events on how to calculate the operational risks with the Value At Risk (VaR) but almost nothing has been done yet to limit the impact of operational risks on the financial sector after the recent past events of these last four years. From what we saw, risk management has been studies on its definition or on the calculation on the VaR few years ago. However, the risk management is still quite new on the financial sector and even more for operating risks on the way how to manage it. Thanks to the past, it has to be re-studies to improve its management to avoid to repeat mistake and to find of the possible risks that it could occur. From few examples, when one problem occurs it costs a lot for the bank but it is quite surprising that it can still happen nowadays. With the crises and recent frauds, it was obvious that nothing has been done on this topic. The Basel committee is working on Basel III thus the operation risks will be more controlled and highlighted. Like that, the banks would less suffer of the impact of a bad management of operating risks. Besides, after all the crisis and scandals like as seen earlier for Socià ©tà © Gà ©nà ©rales case in 2008 or even for Barings in 1995, Calyon in 2006 or famous internal frauds like JP Morgan Chase in 2006, Bank of China in 2007 or commercial litigation in 2006 with the Deutsche Bank or fire in the headquarter of the Credit Lyonnais in 1996, these scandals do not give a positive image of the bank. The press uses to relay it in the headline for few days or months. Clients, customers read it and after the word of mouth begin. This external communicati on cannot be controlled by the bank. Generally, this is the worse for a company. The employees and managers suffer also of that so training has to be done to surpass the impact of the event and be able to give an answer to all the attack they have from the family and clients. This impact of the management of operation risks has never been studied in term of figures for the bank and from the human side. The intangible assets are a very important notion than operating risks affect for years like the brand name, the image, the reputation. Even external events affect banks like attacks because citizens do not trust in institutions, fear appearÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ During the crises, the bankrupt of a bank or a scandal like Madoffs system was able to affect the entire sector and by definition all the others banks, which lead that clients wanted to withdraw their economies. So it would be important to see what the impact of the management is in all those cases of systemic cr isis. Ethic is a bad word in finance so it has to change by re-establishing a good image of the finance sector, in what way a new culture. The change has to be done from the top of the management i.e. operational risks could be avoided if a good management, a day to day management for example, would be implementing and if the employees would care about their banks. In this globalized world, people have to be reassured; the confidence is one of key word and important data that everybody forgot because the goal was to make money without any respect and trust toward the counterparty. The aim of the management of operational risks is to reinforce transparency and restore confidence. That goal always existed but events, scandals have updated it. Operating problems majority come from an error from the machines or an error from the human. Thus to avoid it, it could be possible to implement very strict strategies to eliminate it by capitalizing the mistakes whether voluntary or not . The banks should, as what has been done before control and audit from a restrictive point of view but also train employees. A bonus could be given if the employee reacts in a good way, do not try to fraud and promote its company simply is a good employee. In my previous company i.e. a broker, there were a risk manager and all the employees received at the beginning a training to face to potential problems. This should be compulsory because it permits to go through all the problems with clients but also in intern with the crash of the trading platformÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ In France, it is coming but not in this way, they oblige the employees to pass an internal exam to be apt to face to it, some companies ask to pass the AMF (French Market Authorities) certification. However it has to become compulsory to everybody, like that when employees know what they can or cannot do for an internal or external situation, they wont try to cheat, hide or fraud because they will be aw are of the damage that it can cost for them, for the department, for the company and at the end for the clients. Besides, different departments are involved in the management of operating risks, like the general inspection, IT, back office, communication, customer services, investors relationsÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦so all those employees has to be trained to face to it hereby one of the solutions is to reinforce the corporate culture, like that, employees will be involved in their job but also in the improvement of their company. Sometimes, board of directors and managers are not also in the best position for that, because they can have strange behaviors and reactions i.e. panic of the management of Kerviel case. They can forget the common sense and act as individual careerists. It would be interesting to study the impact of training in time of crisis and how to react to those cases, like that companies would control the situation. Nevertheless to rebuild a good relat ionship with the clients, the big famous banks created online bank with less fees and more attractive contracts, products and new names than their mother societies. Those brokers were not impacted by the crises and by the bad image of the banker. The reason why, is because there are new companies with no background like the major banks where most of population believe that they are not clear, corrupted and use to make a lot of speculation. Clients built this bad image on operating risks that occurs for banks. The managers didnt get the important of those risks so it would be nice to study it by getting information from clients, employees and managers to understand the importance of the operating risk, the management that they do, how they prevent, avoid and communicate on it from an old and traditional but also from a broker point of view. To conclude, the impact of a non-management has to be measured recently, the BIS wrote in 1998 a document on the management of operational risks. It has not been done since the crises and the internal events, fraud that occurred these last 5 years. Clients, customers, prospects, employees, directors are suffering of the non-management of operations risks and it has to be studied with the help of the stakeholders to find a compromise and begin to solve it. 71930056 p327 Si là ©valuation quantitative du risque a à ©tà © le premier exercice rà ©alisà © par les banques (Lamarque et Maurer, 2009), en tà ©moignent les nombreuses recherches qui se sont orientà ©es vers une approche quantitative (Frachot et alii, 2003 ; Klugman et alii, 1998 ; King, 2001), le rà ´le de la composante humaine dans le risque lui mà ªme et dans son processus didentification rend particulià ¨rement intà ©ressante toute approche de nature qualitative. Comme le soulignent Lamarque et Maurer (2009), lapproche quantitative du risque opà ©rationnel, compte tenu de sa difficile prà ©visibilità ©, est  « insuffisante pour maà ®tri ser ces risques et la gravità © des à ©và ¨nements exceptionnels est extrà ªmement difficile à   à ©valuer  ». Cest gà ©nà ©ralement lapparition mà ªme du risque qui permet de le connaà ®tre et donc de le gà ©rer de manià ¨re efficace, cest-à  -dire a posteriori. Si lorganisation se caractà ©rise par sa diversità © et sa complexità © (Weick, 1995), celles-ci constituent un frein à   lidentification prà ©cise du risque futur. Sources : https://www.bis.org/bcbs Arnold M., Larsen P. T., Hollinger P., ODoherty J. and Milne R. (2008) The outsider: How Kerviel exposed lax controls at Socià ©tà © Gà ©nà ©rale, In The Financial Times, February 7th, London. Atik, Jeffery, (2010) Basel II and Extreme Risk Analysis. Loyola-LA Legal Studies Paper No. 2010-40. Available at SSRN: https://ssrn.com/abstract=1677682 Balestra A., (2006) Quantification of Operational Risk, Mohassaba S.A., Geneva. Basel committee (2006), International Convergence of Capital Measurement and Capital Standards, A Revised Framework, Comprehensive Version of the compilation of the June 2004 Basel II Framework Bon-Michel, B 2011, La cartographie des risques : de la rationalisation du futur à   lapprentissage du risque. Cas de lidentification du risque opà ©rationnel au sein dun à ©tablissement de crà ©dit. (French), Revue Management Et Avenir, 48, pp. 326-341 Capco White Paper (2003) Understanding and Mitigating Operational Risk in Hedge Fund Investments  Ãƒâ€šÃ‚ » Carter L. F. (2011) MANAGING RISK IN OPERATIONS Academy of Information and Management Sciences Journal, Volume 14, Number 2 Chernobai A., Jorion P., Yu F. (2011) The Determinants of Operational Risk in U.S. Financial Institutions Journal Of Financial And Quantitative Analysis Vol. 46, No. 6, Dec. 2011, pp. 1683- 1725 Control sur le comità © de Bale (1998), Gestion du risque opà ©rationnel Cox C. (2008) Director of the Securities and Exchange Commission (SEC) SEC Press Release 2008-297 Giraud J.R (2004) The Management of Hedge FundsOperational Risks EDHEC RISK AND ASSET MANAGEMENT RESEARCH CENTER Jarrow, RA 2008, Operational risk, Journal Of Banking Finance, 32, 5, pp. 870-879, Business Source Complete, EBSCO. Jobst, AA 2007, The treatment of operational risk under the New Basel framework: Critical issues, Journal Of Banking Regulation, 8, 4, pp. 316-352, Business Source Complete, EBSCO. Leippoldy M., Vaniniz P. (2003) The Quantification of Operational Risk Vanini P. (2003) Operational Risk: A Practitioners View Journal of Risk, Vol. 5, No. 3, pp. 1-16, 2003  «Ãƒâ€šÃ‚  LES HEDGE FUNDS FACE AU RISQUE OPÉRATIONNEL  Ãƒâ€šÃ‚ » 2009, Revue Banque/Banque Magazine, 714, pp. 71-73 Weiss A., and Nikitin G. (2004), Foreign Portfolio Investment Improves Performance: Evidence from the Czech Republic, Topics in Economic Analysis and Policy, 48, 817-38 Power M. (2005),  « The invention of opera tional risk  », Review of International Political Economy, 12(4), p. 577-599. Taleb N.-N. (2009), Errors, Robustness, and the Fourth Quadrant, International Journal of Forecasting theory and research, Englewood Cliffs, Prenctice-Hall, p. 10-37.

Why is Hamlet a Truly Tragic Character

Why is Hamlet a Truly Tragic Character? The story of Hamlet, a prince whose father was killed by his uncle and then called upon his son to avenge on him, was known to the reader long before William Shakespeare used to create his best-known tragedy. However, he was definitely the author who managed to shift the key attention of the audience from the tragedy of circumstances to the tragedy of true human feelings. But what makes Hamlet a truly tragic character? The tragedy of Hamlet is not the tragedy of death. Although the prince is mesmerized by its mystery, he is not afraid of it. Even if the death of a person is tragic, according to Shakespeares opinion, the real tragedy lies in the moral decay of a human being, which leads to the slippery path of self-destruction. Hamlet is the person of extraordinary positive features. However, he is deeply disappointed in people, as he has seen the betrayal and the murders of those who were important for him. As he looses his faith in people, he also loses love and the real value of life. Pretending to be mad, he balances on a very thin borderline between the reality and a deep psychosis, which results from the understanding of how sinful human nature can be. In this way, the real tragedy of Hamlet is the extraordinary morality of his character. If he was like the other characters of the play, he could get used to the world of evil, pretending, cheating, adapting to the circumstances. This is absolutely impossible for him, but he does not know how to fight the evil and how to beat it. So, he is doomed to death due to his honesty, sensitivity and idealism.

Gothic Architecture And Its Impact On The Modern World

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History and Major Milestones

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Discrimination Has Been Around For Centuries Essay

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The Death Penalty The History - 1297 Words

The Death Penalty: The History Death is said to be the worst punishment one can obtain. The law has been made in a way that the ultimate worst punishment one can receive is the death penalty. The action of killing others in the name of the law has been around since before 1000 BC and is still around to this day. There was a time when any crime committed would result in your death, whether you stole 4 pence or you murdered your neighbour. As time went on, the laws have become more just, allowing only those who has committed a terrible crime to be put to death or even abolishing the death penalty altogether depending on the location. Historically the abolishment or diminishment of the death penalty proved to be much more successful. In the†¦show more content†¦Another large set of laws that was used and has now influenced law in our day is The Draconian Law written in 7th century Greece. This set of laws made almost every crime punishable by death. According to Kenny Sarisky from California State University , in 11th century England they didn t have any sort of containment facilities so they would use death as a way to solve all crimes. They would hold trials but they weren’t just in any way. They would make the convicted criminals perform tasks such as hold a burning hot lead rod then bandage their wounds, if three days later their wounds were infected then they would be killed. Petty criminals were sentenced to death as well, one record was of a man who stole 4 pence in 1278 who was killed. Depending on what crime they committed or what class in society they were, criminals would suffer different deaths. For the lower class they would get hung because it was considered the most demeaning (Sarisky). Most women would be burned at the stake for their crimes although only 10% of criminal cases in Europe were women (McGlynn). The main crime committed by woman was infanticide which was the act of killing your own child. Often they would kill their daughters because families prefere d having sons. Dead bodies or severed body parts of the criminals who received the death penalty would sometimes become toys for the children who would kick them around or beatShow MoreRelatedHistory of the Death Penalty1652 Words   |  7 PagesForms of the Death Penalty Ancient China - First established death penalty laws 18th century BCE - Code of king Hammurabi of Babylon - Earliest form of unified system of justice. Death penalty for 25 crimes, including an â€Å"eye for an Eye† 16th century BCE - Egypt - first historically recorded death sentence (a man was accused of using magic) 14th century BCE - Hittite code - also prescribed the death penalty 621 BCE - Draconian code of Athens - ‘the death penalty appliedRead MoreHistory of the Death Penalty517 Words   |  2 Pages Beheading? Firing Squad? Hanging? Falling from a height? All forms of the death penalty. Not only do they have the death penalty in America but also in other places like Britain, Saudi Arabia, Iran and many other places. The first death penalty laws go way back to the eighteenth century, in Babylon. In the tenth century hanging was the major execution style, later in this century William the Conqueror did not allow people to be hanged for any reason unless in times of war, that didn’t lastRead MoreThe Death Penalty Throughout History1074 Words   |  5 PagesThis paper explores how society has influenced the development of the death penalty throughout history. It begins with a brief explanation of the origins of capital punishment, referencing the first known documentation of actions punishable by death. The paper goes on to explore different methods of execution and how they have progressed and changed over the years. Documented cases at different points of history are referenced to show the relationship of time periods and beliefs to the implementationRead MoreHistory of Death Penalty in Texas2397 Words   |  10 PagesHistory of the Death Penalty in Texas During the historical era in the state of Texas, the use of the death penalty was common and frequent; before 1923 districts carried out executions themselves, in the form of hanging. However in 1923 the state of Texas prepared every execution to be carried out by the state in Huntsville using the electric chair as the method of execution. The state of Texas put to death their first prisoner by electrocution on February 8, 1924 and there were four more executionsRead MoreHistory and Laws of Death Penalty2834 Words   |  11 PagesDeath penalty is the execution of an offender who is sentenced to death after being convicted for committing a heinous crime. Death penalty differs from extrajudicial penalty in the sense that for a person to be penalised to death he or she must be convicted by law, whereas extrajudicial penalty is carried out without the permission of the court. Death penalty and capital punishment are often used interchangeably but there is a marked difference between the two. Death penalty becomes capital punishmentRead MoreThe History of the Death Penalty Essay2059 Words   |  9 PagesThroughout the history of man there has always existed a sort of rule pertaining to retribution for just and unjust acts. For the just came rewards, and for the unjust came punishments. This has been a law as old as time. One philosophy about the treatment of the unjust is most controversial in modern time and throughout our history; which is is the ethical decision of a death penalty. This controversial issue of punishment by death has been going on for centuries. It dates back to as early as 399Read MoreDeath Penalties Throughout History1443 Words   |  6 Pagesput the perpetrator to death. Ancient civilizations to modern day people have implemented the death penalty to ensure the well-being, and sometimes discipline, of societies around the globe. The first official legal use of the death penalty dates back to the eighteenth century B.C. in the Code of King Hammurabi of Babylon. Here the King noted 25 crimes to be punishable by death. In seventh century B.C. Greece, the Draconian Code of Athens established death as the only penalty to be dealt for all crimesRead MoreDeath Penalty Changes throughout History605 Words   |  2 Pagesand left 31 wounded, for which he was sentenced to death. The capital punishment system allows for such atrocious criminals to be fairly punished and kept off the streets thus giving families of the victims much needed closure .Capital punishment is the lawful infliction of death as punishment for a crime. The death penalty has been around since the existence of man if you killed someone you would be killed. Capital punishments were also the penalty for many crimes in the British colonies before theRead MoreHistory of the Death Penalty and Why It Is Not Wrong Essay3300 Words   |  14 Pagesâ€Å"I personally have always voted for the death penalty because I believe that people who go out prepared to take the lives of other people forfeit their own right to live. I believe that the death penalty should be used only very rarely, but I believe that no-one should go out certain that no matter how cruel, how vicious, how hideous their murder, they themselves will not suffer the death penalty.† – Margaret Thatcher The death penalty has been promoted for thousands of years, for countlessRead MoreDeath Penalty : The Penalty1475 Words   |  6 Pages DEATH PENALTY BY TURKI ARUGI 6/15/2015 ELS LANGUAGE CENER Death Penalty When someone hears about death penalty the first thing that comes up to the mind is murder, robbery, treachery but not every crime is punishable by death penalty. It is indeed a punishment for severe crimes which are not forgivable or can be done in a prison. Sometimes death penalty is the only option left for the government or it may be too dangerous to let the person to stay alive. Death penalty is one of the most

Imported Cars Essay Example For Students

Imported Cars Essay Picture yourself in Orange County, California. As you walk on the gravel covered road, you spy a bright neon green Honda Prelude. When you take a close look, you will see all kinds of logos. Pokemon, Honda, Greddy, Mugen, Transformer, TriZone, Kamikaze, Weapon R, Neuspeed, Barely Street Legal, HKS, Xenon, DC Sports, Catz, Nakayama, Venom, Napolex, Tokico, Momo, Honda Sport, and Street Glow are all popular logos you can find anywhere. As you turn a cheek, the suns bright beam is reflecting off the shiny chrome wheels. Since it is hurting your eyes, you turn around; right in front of you is a sticker that says Greddy Racing Exhaust System. As your eyes wonder downward, you see the 4. 5-inch exhaust tip. You stand up and leave with a huge smile and say, That is going to be my car one day. Stickers are the main characters in import car shows. You can always get stickers of anything and about anything if your car is great, as any import car owner hopes it to be. To have millions of people admire your car as much as you do, your car will need to be unique by using manufacture logos. The manufacture owner then gives you their logos, turbo chargers, leather seats, exhaust systems, and so on. It is obvious that import cars are more for looks then speed. Spoilers are the main item for dressing up the rear of the car. You can always keep the old-fashion manufacture spoiler that came with your car, but the spoiler that really makes heads turn are the custom made ones. Favorites among the custom spoilers are the samurai sword holder and the high wing. The high wing is made for looks and little for speed. The only true owners of the high wing spoilers are Toyota owners. Samurai sword holder spoilers are basically the same as three-piece spoilers. The three-piece spoilers are only for looks because they do not have the aerodynamic figure or slick designs. Chang 44 Every running car has to have an exhaust system. If you want a lot of speed, you would want a racing exhaust system. A racing exhaust system contains a racing header, a provision pipe with a custom tip. Mini draggers are another approach for looks, sound, and some speed. You can hear a mini dragger from miles away. My mommy always told me If you cant say anything nice then dont say it all. Therefore, Im not going to say anything bad about the manufacturers stock exhaust system. You will be able to find the sports exhaust system in the after market. The sports exhaust is the inexpensive exhaust; all because it is mainly for looks then speed. There are many choices available for the interest of the owner. The most important accent to any import car is the body kit. The regular manufacture body is within a traditional framework. The manufacture style will catch some attention, however, with a custom, wide body, or shogun body kit will really set you apart. A custom body kit is the most expensive of the three, but it is really worth it. For example, you can have your name engraved in the body of the car. Half of the import car owners that I know have a custom or wide body kit on the car. The wide body gives the car a reassuring feeling. You feel like a big man driving a unique car. The shogun body kit is basically a vampire look. It makes other racers feel a little scared. Color gives the car and its driver a personality. Dark metallic colors represent no fear, ready to go anytime. .ub058b3c7e77cc2f3ed191d6b8b1e6271 , .ub058b3c7e77cc2f3ed191d6b8b1e6271 .postImageUrl , .ub058b3c7e77cc2f3ed191d6b8b1e6271 .centered-text-area { min-height: 80px; position: relative; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 , .ub058b3c7e77cc2f3ed191d6b8b1e6271:hover , .ub058b3c7e77cc2f3ed191d6b8b1e6271:visited , .ub058b3c7e77cc2f3ed191d6b8b1e6271:active { border:0!important; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .clearfix:after { content: ""; display: table; clear: both; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ub058b3c7e77cc2f3ed191d6b8b1e6271:active , .ub058b3c7e77cc2f3ed191d6b8b1e6271:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .centered-text-area { width: 100%; position: relative ; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ub058b3c7e77cc2f3ed191d6b8b1e6271:hover .ctaButton { background-color: #34495E!important; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ub058b3c7e77cc2f3ed191d6b8b1e6271 .ub058b3c7e77cc2f3ed191d6b8b1e6271-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ub058b3c7e77cc2f3ed191d6b8b1e6271:after { content: ""; display: block; clear: both; } READ: Emily Dickinson EssayBright metallic colors, on the other hand, shows signs of happiness and fun. Lights really turn heads at night. If you have different taillights, you would most likely get the popular points from people. Custom taillights are very popular at import shows and highly priced. If you cant afford custom taillights, all you would have would be stickers on your lights, which would look weird and cheap. Rims are the wheels to success. The three main kinds of rims are racing designs, ADR designs, and alloy wheels. If you want good rims, you should go with racing designs. Racing designs are lightweight and durable with slick designs. ADR however are rims that are all for looks. ADR rims are heavy and very durable with slick designs. Alloy rims are mostly for speed. Since alloy is so light, they are not as durable. However, they consist of many slick designs. To conclude this research paper, which cars are really indeed are for looks then speed. All of the examples I have given you are few of many things that make your car look better and possibly make your car slower then it really is.

Coffee shops essay free essay sample

This study includes two of the biggest coffee chains within UK. Their analysis regarding segmentation, targeting and positioning strategy is described below. Also there is an approach for their existing adverting, unique selling propositions, media consumption, consumer behaviour and external factors 1. Introduction The brand Costa Coffee is a leading UK high street coffee chain which was founded in 1971 and comprises (Costa, Costa Metro, Costa Express, and Proud to Serve Costa and Costa Drive Thru outlets). It also present a variety of outlet designs to accompany each of its formats, one is ‘Metro’ which suits the younger/urban consumers and the second one ‘Evolution’ which is aimed to more mature customers in provincial locations. Costa provides a wide range of coffee drinks ( such as espresso to Americano to macchiato and mocha) but not only drinks, it provides food items as well such as paninis, sandwiches, wraps, toasts, cakes, snacks, pastries and fresh fruit and yoghurt. (www. costa. co. uk) Starbucks entered the European market in May 1998 through its acquisition of 65 Seattle Coffee Company stores in the UK. The name and their logo come from aquatic terms, it was named after the first mate in Herman Melville’s Moby Dick and their logo is inspired by the sea featuring a twin-tailed siren from Greek mythology. It offers over 30 assortment and single-origin premium arabica coffees, as well as coffe based beverages and coffee such as: fresh-brewed coffee, hot and ices espresso, coffee and non-coffee blended beverages, Vivano smoothies and Tazo teas). It also provides fresh food such as: pastries, sandwiches, salads, oatmeal, yogurt parfaits and fruit cups. (www. starbucks. co. uk) 2. Segmentation, targeting and positioning 2. 1. Starbuckss and Costas segmentation Regarding the packaging, Starbucks products offer FlavorLock technology, which is used to release the carbon dioxide through a one-way valve, without allowing oxygen in. 76% of consumers would like to see on their favourite brand that can stock their promotional products which can stay fresh for several months, which Starbucks is emphasising this approach which is appealing to consumers. Starbucks has a wide range of products such as: Bottle Drinks which can take away wherever you go, Brewed Tea which is made from the world’s most delicious teas and botanicals, Chocolate Beverages which is catalogued as â€Å"Luxurious hot chocolate for the sophisticated palate†, Espresso Beverages which include: lattes, cappuccinos, macchiato, mochas and more, Filter Coffee which is artfully roasted and brewed fresh all day long, every day and Frappuccino Blended Beverages which can help consumers to cool down with one of their icy blended beverages. The majority of the products can be enjoyed in every time of a day, except for coffee which is most likely to drink in the morning. Costa, for example has decided to change the actual packaging for their products, the new packaging has been designed to use fewer resources, saving over 18 tonnes of paper annually, which also creates an appeal for consumers by showing the concern about the environment. Both of the brands are using different methods to satisfy consumer’s needs. Costa also provide a wide range of products, compared with Starbucks which provides products for breakfast and lunch and Costa has products based more on breakfast shows that their target is different. Both have similar products to offer, Costas range of products such as: Coffees which they consider that after 40 years of experience are made from the finest beans and techniques to ensure that every cup makes the grade. Mocha Hot Chocolate, Speciality Drinks, a wide range of tea (Everyday tea, Decaffeinated tea, Earl tea, Long Jing Green Tea, Gingersnap Peach tea) which also shows how Costas tea tailor towards culture needs and preferences (refer to. ), Costa Ice, Food more oriented on breakfast, the brand is providing an easy and quick way to grab a great-tasting coffer from their touch-screen machines which uses fresh milk and fresh Costa beans to make they costumers that will always enjoy a great Costa taste. 2. 2. Starbucks’s and Costa’s targeting Costa outperforms other brands in this market with an influence came from its Whitebread parentage. However, alongside this visibility is satisfaction, which has an influence over the commitment and usage. On the other hand, Starbucks’ brand is affected by perceptions of ethicality, which has an impact on the way that people see the brand. As a result, trust in brand has been eroded. While there are many consumers who see Starbuck’s brand ethical because of its fair trade and environmental credential, people over 35 years old are more likely to think of it as unethical which has an influence on momentum and commitment levels. Costa has launched two new concept stores in central London targeting urban markets but in the same time targeting different segments. The first store is a metropolitan themed store located in Great Portland street which aims to attract a younger crowd, while the other is a refurbished in Farringdon with a ‘fast service’ air which aims to attract business people on the move. The following figure shows that Costa and Starbucks are the most desirable brands on the market, Costa being situated on the first position. The number of people who avoid Starbucks brand is due to the concerns that consumer have, also is contributing to make Starbucks the most divisive within coffee brands. This brand also present a higher avoidance from consumers over 55 years old compared with other brands. Targeting strategy that Starbucks coffee chai has approached is differentiated one. They offer a wide and varied of separate marketing mixes in order to aim different products at segments. For example they offer â€Å"Grab and go† which is targeting young professionals mostly and a wide range of cold drinks having different flavours aimed to teens. Allowing them to offer more products to more than one segment represent a greater satisfaction of needs for separate customer groups at the same time which will make the business to have an increase in their growth. Costa also adopts the same targeting strategy as Starbucks. They offer the service called â€Å"Costa at Home† aiming to target the busy working class who would like to have their favourite brand at home in case that they cannot have a visit at one of their stores. They also provide a fast way to have their brand with â€Å"Costa Express† service aiming consumers that are always on the go, providing fresh milk and fresh Costa beans and one way to prove this is that nine out of ten coffee lovers would recommend â€Å"Costa Express† service to their friends. 2. 3. Starbucks’s and Costa’s positioning. â€Å"Positioning is the act of the designing the company’s offering and image so that they occupy a meaningful and distinctive competitive position in the target customer’s mind. † (Kotler, 2006) Position for Starbucks is situated in a high market in both terms regarding price and quality. Their high quality for all of the products and together with their great service, Starbucks have made strong allowances to ensure that their positioning have a high price justified in the market place which is not making their consumers to be intimidate. Considering Costa’s products which are making their products to be easier available for consumers compared with Starbucks, shows that they have a stronger position. The table below shows a small selection of coffee products prices that are very current in this year and helps us to see the pricing positioning strategy that Costa and Starbucks have. Caffee Nero is also part of this table due to the fact that is situated along those two brands as the leading chains in UK. 3. Starbucks’s and Costa’s existing advertising. Existing Advertising: Starbucks Starbucks Origin Espresso This advert is shown on Starbucks. co. uk, they plan to share great coffee and help their customers to discover new tastes. Throughout this year they will share different Origin Espresso, every type of this coffee will be as a limited edition. They are making their customers to try their new product which considered being â€Å"soft and velvety† which also comes along with the softness of the cocoa and the velvety and sweet taste of the citrus. Vanilla Spice Latte Chai Tea Latte Valentine’s Day Advertising Existing Advertising: Costa Christmas Advertising Costa Ice Costa at Home 4. Starbucks’s and Costa’s USP. Starbucks’s USP Their mission is to inspire and nurture the human spirit: â€Å"one person, one cup and one neighbourhood as a time. † They state that it has and it will always be about quality representing one of the strongest USP of Starbucks brand; The process until the order is served represent an extensive way of preparing it. Another USP that Starbucks provide are a set of technologies and marketing initiatives making a more innovative feel among consumers. Every Monday, Starbucks have free iTunes download session and they have another interesting strategy when ordering costumers name are written on their cups. Costa’s USP Being the only coffee shop in the world that source 100% of their beans from farms certified by the Rainforest Alliance, which means that all the farms that produce their coffee use sustainable practices and are annually audited to ensure they continue to do the same practices. This represents one of Costa’s USP. Another USP of the brand is the Italian heritage, as they say â€Å"The perfect cup† in four â€Å"M† (Miscela: which is a unique blend that they call Mocha Italia, Macinatura: they tend to compare the way to grind the beans with the Italian Ferrari engine Macchina: they use special Italian espresso machines and Manna: the usage of Barista skills that are learnt in their Coffee Academy including extensive intensive training in order to reach excellence. ) 5. Starbucks’s and Costa’s Media Consumption. Starbucks’s media consumption In September 2012 Starbucks launched an online shopping site introducing at the same time its Verismo coffee machine for sale in the UK. They also launched an Android all in July 2012 in order to extend its pay-by-mobile app offering. It consists in using PayPal technology to allow their costumers to pay via their smartphones. They created a campaign that aims to promote the purchase at the beginning of the working week, so they’ve created the Mondays-only promotions such as latte coffees being discounted to 1. 50 pounds before 11am. Also, the have created a campaign, featuring the slogan â€Å"Monday Can be Great†, where some event and inventions were highlighted such as: the first steps on the moon, the launch of Big Ben and the UK’s first cinema and weather forecast. Alongside the campaign, a TV spot was included, along with print, outdoor, online and in-store advertising. Costa’s media consumption In collaboration with Rainforest Alliance, Costa has launched â€Å"Costa for Schools† which involved an online educational pack to help teachers and secondary schools students (aged 11-14) all over UK to gain more knowledge about the coffee trade such as communities and economies in coffee-growing countries. Using social media (Facebook), Costa attempted to increase consumer interaction in January 2013 by lauching â€Å"Costa Snap of the Week† which asks fans to post a picture of their favourite Costa Moments on the online wall. Also, by using Facebook, they launched an app in August 2012 for its Coffee Club members where the app provided costumers direct access to their accounts from within Facebook. When is first launched, Costa gave away 10 million loyalty points on Facebook as part of a promotional drive. In October 2012, Costa launched a major new TV campaign. It was an ad regarding the one-minute ‘Costa Coffee Lovers’ featuring the slogan ‘At Costa we put our heart and soul into everything we do. You can feel it in every cup. ’ The campaign was sustained by print and in-store marketing. They also created a satisfaction for their costumers which were encouraged to make their own version of the song which appeared in the ad and post it on the Costa’s Facebook page. 6. Starbucks’s and Costa’s Consumer Behaviour theory. Decision Making Unit (DMU): The following table shows the factors that are involved in decision making unit applying for both brands. Initiator Adverts, family and friends Influencer Adverts, friends, family and stores in general Financer Parents, person themselves (dependent on the target market) Buyer Parents, person themselves (dependent on the target market) User Target audiences The elements showed above are the same for both brands as they offer quite similar products and services. Decision Making Process (DMP): Compared with DMU, this step is more complicated due to levels of involvements and different target markets. Need recognition/problem awareness Problem recognition starts when taking the decision on what to choose because both brands offer a wide range of products. Also they offer food products. Information Research Consumers showed earlier that they do not prefer a certain brand when it comes to take a decision when choosing a coffee. But information research can vary, if an impulse purchase appears, the consumer is more likely to be brand loyal, and therefore information research will be short. On the other hand, if it is a high involvement, such as consumers who pay attention into their calories the information research will be high. Evaluation of alternatives Evaluation of alternatives can vary and depends on the consumer’s needs and what the brand can offer. If a consumer is looking for a Italian made coffee they will point for Costa. Purchase There is a two way to pay for the products. One way to pay is done in store and the other way can be done from consumers’ smartphones, the second way of payment can be done online as well. Post purchase The last step from this process cannot say that unplanned purchases would be regrettable for consumers and they will be more likely to repeat the purchase. 7. Starbucks’s and Costa’s External Factors. PESTEL Power: For both brands we can use the same factors due to the similar products that they offer to their customers. Political Coffee beans are grown in developing countries. There are discussions regarding work conditions and also political influences which come from tariffs and taxes. Economic Due to the economic recession from 2008 consumers tend to be more cautious with their expenses. Therefore, both brands must take into consideration their prices. Social/cultural People tend to spend more and more money on coffee (UK: 738m pounds). When customers are visiting one of the stores they do not only buy a coffee, they also chose to take a sit and relax. Technological Machines are available for home usage presenting a low price and good quality. Environment Regarding awareness for environment, both coffee brand have to be concerned about their way of how coffee beans are produced, the way they design their supply chain and regarding the way they prepare and sell their products. Legal This factor is related to Political.